How to Apply for a Personal Loan Online?

Personal Loan

243 ViewsA personal loan is a kind of credit that can help you meet your financial needs at the moment. You do not have to provide any guarantees or collateral, and the loan can be obtained with minimal documentation. In order to pay for an expense like house renovations, marriage costs, health emergencies, funerals, etc., a lump sum payment from the personal loan can be used. In addition, consolidating debts or relieving liquidity problems can be made possible by taking out a personal loan. In today’s internet world, obtaining everything…

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What charges are associated with a Personal Loan

a Personal Loan

450 ViewsAll of us know that a personal loan is an unsecured loan. It means you do not need to provide valuable assets or collateral to avail the personal loan. As collateral is not involved, the bank or lender imposes some charges on the personal loan amount. Today, banks provide instant personal loans without a lot of documentation or paperwork by the applicant. Here is a short overview. To gain complete information about personal loans and their associated charges, you must read the complete article. What is a personal loan? A…

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Personal Loan from Canara Bank

Personal Loan from Canara Bank

303 ViewsA personal loan is provided with little to no documentation and without any security or collateral. The money from this loan can be put to any reasonable financial use. This can be paid in simple equivalent monthly instalments over a few months to a few years. You are free to use the money you receive from a personal loan anyway you see fit—to pay for a vacation, purchase a gadget, cover medical expenses, renovate your home, finance a wedding, fund your kids’ education, and more. The fastest way to obtain…

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What are the Benefits of Home Loan Balance Transfer?

Home Loan Balance Transfer

393 ViewsTransferring the balance of your home loan is also called refinancing. In this method, the outstanding amount of your existing home loan is transferred to a new loan account. If the outstanding amount is substantial but you are having difficulty repaying it due to reasons like high interest rates, limited repayment options and short tenure. If you are not satisfied with the services of the current lender, you can choose a new lender for the balance transfer. This facility is available for not just home loans but also loans…

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Latest update about business loan 2021

business loan 2021

658 ViewsStarting a business is a very cumbersome job. It requires labour, entrepreneurial skills, and most importantly, the capital. When you are starting as a start-up, or even hitting some rough patches, finances are of the utmost importance. Here is where business loans help these budding as well as stumbling businessmen. A business loan is an amount of credit that the lender gives to the business. In return, the borrower repays the principal amount with an amount of interest, depending on the rate given. There are a variety of business…

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Uses for Personal Loan:

Uses for Personal Loan

716 ViewsThe best way to cope with financial crises or emergencies or an unplanned expenditure is to apply for a personal loan for the required funds.  There are even situations when there is not enough money to afford a simple wedding or travel holidays and regular income or earnings trips. At these times, a personal loan comes of great use. A few of the expenses which can be covered using a personal loan are as follows: 1. Weddings: Weddings in India are one of the biggest occasions of all. Families…

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How to Check EPF Claim Status Online?

How to Check EPF Claim Status Online?

1,109 ViewsEmployee Provident Fund is a retirement benefits fund that allows both employer and employees to contribute each an equal percentage of 12% of the basic salary of employee plus dearness allowance in the EPF accounts. EPF funds can be primarily withdrawn after retirement; however, in exceptional circumstances when approved by EPFO( Employee Provident Fund Organisation), employees can partially fund subject to certain conditions. In any of the circumstances, if you have submitted the request for withdrawal of funds from EPF accounts, you can check the claim status online. To…

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Learn How to Apply PMAY Online

Learn How to Apply PMAY Online

1,024 ViewsPradhan Mantri Awas Yojana is the government initiative to provide affordable housing to all. It aims to build over 2 million pucca houses with all the necessary amenities like water, gas and electricity etc. by the year 2022. Along with that, it also provides interest subsidies on housing loans to economically weaker sections, low and middle-class income groups under PMAY scheme. There are four major components of PMAY Scheme: In-Situ development: The government aims to develop slum areas and provide them with basic amenities like sanitation facilities. It also…

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Benefits of Applying for Personal Loans

Benefits of Applying for Personal Loans

1,116 ViewsA loan is an individual or a group’s borrowed money from another individual or organization. The borrower is in need to pay for the debt together with the agreed amount of interest that usually varies depending on a certain percentage coming from the principal amount. The promissory note or the evidence of the debt commonly specifies the date of repayment, the charged interest rate, the principal amount, and other things relating to the said transaction. With this Easy Find, people can have money for covering emergencies and other important…

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