16 ViewsMany people hear about credit cards and wonder whether they will ever qualify for one. Banks often ask for income proofs, long employment records, and a solid repayment history. That might not be easy for someone who has just started saving. An FD credit card offers a simple route around those strict checks. You place a fixed deposit with the bank, and the bank sets aside part of that deposit as security. Your deposit keeps earning interest; the bank simply holds it as a safety net. Key Benefits You…
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